Auto Insurance

Automobile insurance is meant to safeguard the investment you’ve made in your car. It is smart planning that can help protect you from expensive, sometimes devastating surprises that can and do, unfortunately, happen every day on our roadways.

Auto insurance can also

  • Pay for medical bills after an accident
  • Shield you from the costly damages of an accident-related lawsuit
  • Guard the valuable assets you've worked hard to collect (such as your home, retirement funds, stock or bond investments, etc.)
  • Protect you from uninsured or under-insured motorists
  • Pay for damage repairs due to theft, vandalism, or natural disasters.  

Your trusted advisors at Legacy Planning Group can help you and your family hit the road with confidence.

 

 

An auto insurance policy is required to operate a motor vehicle throughout the United States. A comprehensive auto insurance plan can protect you by assessing your liability in an accident and fending off illegitimate claims.

Two types of auto insurance are mandated in the US: The no-fault system and the tort system. Used by most states, the no-fault system stipulates that your insurance company will pay your injury claims in the event of an accident (up to a predetermined limit), no matter who caused it.

 

The tort system, by contrast, stipulates that those who are injured in auto accidents must seek out-of-pocket medical care, and then hold the insurance company of the driver responsible for reimbursement. Such individuals must be able to prove that the medical care was reasonable and necessary. Under this law, the party at fault cannot sue for reimbursement of medical expenses.

We also consult on the following auto insurance policies:

  • Motorcycles, RVs, trailers, etc.
  • Vehicle theft
  • Collision insurance coverage
  • Towing and repairs
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