Automobile insurance is meant to safeguard the investment you’ve made in your car. It is smart planning that can help protect you from expensive, sometimes devastating surprises that can and do, unfortunately, happen every day on our roadways.
Auto insurance can also
Your trusted advisors at Legacy Planning Group can help you and your family hit the road with confidence.
An auto insurance policy is required to operate a motor vehicle throughout the United States. A comprehensive auto insurance plan can protect you by assessing
your liability in an accident and fending off illegitimate claims.
Two types of auto insurance are mandated in the US: The no-fault system and the tort system. Used by most states, the no-fault system stipulates that your insurance company will pay your injury claims in the event of an accident (up to a predetermined limit), no matter who caused it.
The tort system, by contrast, stipulates that those who are injured in auto accidents must seek out-of-pocket medical care, and then hold the insurance company of the driver responsible for reimbursement. Such individuals must be able to prove that the medical care was reasonable and necessary. Under this law, the party at fault cannot sue for reimbursement of medical expenses.
We also consult on the following auto insurance policies: